Last update: 27.08.2024

1. Introduction

Welcome to HenriPay, an online banking application operated by HenriPay based in Europe. These Terms and Conditions (the ‘Terms’) govern your use of our services, including uploading money, sending payments, and managing transactions using our credit and disposable cards. By using HenriPay, you agree to comply with and be bound by these Terms. Please read them carefully.

2. Eligibility

To use HenriPay, you must be at least 18 years old and a resident of a country within the European Economic Area (EEA). By registering for an account, you represent and warrant that you meet these eligibility requirements.

3. Account Registration and Management

You must register for an account to use HenriPay services. During registration, you will be required to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. HenriPay reserves the right to suspend or terminate your account if we suspect any unauthorized use or breach of these Terms.

4. Use of Services

HenriPay allows you to upload money to your account, send payments to other users, make purchases using our credit card, and split transactions using a disposable credit card. You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations. HenriPay reserves the right to monitor transactions for suspicious activity and may report any such activity to the appropriate authorities.

5. Fees and Charges

HenriPay may charge fees for certain services, including but not limited to transaction fees, currency conversion fees, and card issuance fees. All applicable fees will be clearly communicated to you before you complete any transaction. You are responsible for paying any fees associated with your use of HenriPay services.

6. Data Collection and Privacy

By using HenriPay, you consent to the collection, use, and storage of your personal data in accordance with our Privacy Policy. We collect data such as your name, contact information, transaction history, and account activity to provide and improve our services. We may also share your data with third-party service providers for the purpose of processing transactions and complying with legal obligations.

7. Security

HenriPay is committed to protecting the security of your personal and financial information. We implement industry-standard security measures to safeguard your data, including encryption, secure socket layer (SSL) technology, and two-factor authentication. However, you acknowledge that no method of transmission over the internet or electronic storage is completely secure, and HenriPay cannot guarantee absolute security.

8. Limitation of Liability

HenriPay shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, including but not limited to loss of funds, unauthorized access to your account, or any disruption or downtime of our services. Your use of HenriPay is at your own risk.

9. Changes to the Term

HenriPay reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on our website. Your continued use of HenriPay services after any such changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Europe, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Europe.

11. Contact Information

If you have any questions about these Terms or HenriPay services, please contact us at : legal@henripay.com